Insurance for small business, do you need it? What should you consider? Learn more ...
There are plenty of covers you can choose from to build resilience around the way you actually work. If you employ anyone - even part-time, temporary staff or apprentices - employers’ liability insurance is a statutory and It’s designed to protect you if an employee is injured or becomes ill because of their work, and a valid policy can cover defence costs and any compensation due, subject to your policy terms. If you work with volunteers, you’ll often want similar protection.
Before you buy (or renew), always review the essentials: what you do, where you do it, who’s involved, and any recent changes to your operations. That way, your cover matches real life - not guesswork. There are also other types of insurance to consider including Public Liability or Professional Indemnity.
At Blip, you don’t have to worry about the jargon. We cut the insurance-speak down to plain English, explaining what’s covered (and what isn’t) so you can make confident decisions for your business.
This is general information, not personal advice. Always read your policy documents to understand your cover and exclusions.