Terms & Conditions


Terms of Use

These terms of use apply to your use of this website, and you should read them carefully. By accessing the website, you have confirmed that you are agreeing to these and the blip Privacy Policy.
This is an Agreement between You, the user of the website and, Justablip Limited trading as blip, company number 13505571. We are the operator of this website.  

1. Conduct

You agree (i) not to use this Site to upload or distribute in any way files that contain viruses, bugs, corrupted files, or any other similar software or programs that may damage the operation of computer hardware or software; (ii) not to interfere or disrupt this Site or any networks connected to this Site; (iii) not to use any device, software or routine or attempt to interfere with the proper functioning of this Site or any transactions being offered at this Site; (iv) not to take any action that imposes an unreasonable or disproportionately large load on blip infrastructure; (v) not to use this Site to collect or harvest personal information, including, without limitation, financial information, about other participants at this Site; (vi) not to impersonate any person or entity or falsely state or otherwise misrepresent your affiliation with a person or entity; and (vii) not to post any misleading, fraudulent, defamatory, obscene or otherwise illegal information on this Site. You agree not to use the services available at this Site for illegal purposes, and to comply with all regulations, policies and procedures of networks connected to this Site.

2. Intellectual Property

All information and material including data, images, text and audio on the Site is the property of blip and/or its licensors and is subject to copyright. All trademarks on the Site are the property of blip and/or its licensors. You are entitled to view, copy and print any documents from the Site but only for your own internal business purposes. Any sale, transmission or redistribution of the Site or its content, and any copying, modification or other use of the site or its contents for any purposes other than your own internal business purposes, are strictly prohibited.

3. Software

All software used on the Site is the property of blip or its software suppliers. blip hereby grants you a non-exclusive, royalty-free, non-transferable, revocable license to use software it owns solely for the purposes of this agreement. Other than to the extent permitted by law, you may not decompile, reverse engineer, or otherwise translate such software.

4. Links

You further acknowledge and agree that blip shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any information, goods or services available on or through any such site. If you decide to access any of the third-party sites linked to this Site, you do this entirely at your own risk.

5. No Warranties

Without limiting the foregoing, blip does not make any warranty that (i) the services offered on this Site will meet your requirements, (ii) the services offered on this Site will be uninterrupted, timely, secure or error-free, (iii) the results that may be obtained from the use of the services will be accurate or reliable, (iv) the content or information available on this Site is complete, accurate or available, or (v) the quality of any products, services, information, or other material purchased or obtained by you through the services will meet your expectations. No advice or information, whether oral or written, obtained by you from blip or through this Site shall create any warranty not expressly made herein.

6. Limited Liability

blip and its shareholders and affiliates shall not be liable for any loss of business, loss of use or of data, interruption of business, lost profits or goodwill, or indirect, special, incidental, exemplary or consequential damages of any kind arising out of this agreement, even if they have been advised of the possibility of such loss and whether or not they had any knowledge, actual or constructive, that such damages might be incurred. This exclusion includes, without limitation, any liability that may arise out of third-party claims against you. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of, or related to, use of the services provided on this Site or this agreement must be filed within one (1) year after such claim or cause of action arose or be forever barred. In the case of Vendors, you further agree if you become entitled to any recovery, that your recovery shall be limited to the amount of fees or payments you made to blip within the six-month period prior to the event or action giving rise to such loss. Nothing in this agreement excludes a party's liability for death or personal injury caused by negligence.

7. Indemnity

You shall indemnify, defend, and hold harmless blip and its shareholders, affiliates, employees, agents, successors, officers, and assigns, from any suits, losses, claims, demands, liabilities, costs and expenses (including legal and accounting fees) that they may sustain or incur arising from (i) your use of the software available at this Site, (ii) your failure to comply with any applicable laws and regulations or to obtain any licences or approvals from the appropriate government agencies necessary to purchase or sell the subject services, (iii) your use of the content available on this Site in any way contrary to this agreement (iv) your breach of any of your representations, warranties or obligations set forth in this agreement, (v) the sale or purchase, or purported sale or purchase, of services by you, or any loss suffered by or harm to any person or property in any way relating to or caused in whole or in part by the services sold or purchased by you (including to the extent permissible by law, without limitation, any personal injuries or death of any third person caused in whole or in part by such services), (vi) any taxes attributable to the services or due on the purchase or sale of the services, (vii) any dispute between you and a Vendor or Buyer arising out of a transaction initiated on the Site, (viii) alleged errors or omissions or misrepresentations in the information provided by you to blip hereunder or in the listings of services on the Site. You agree not to settle any action, claim, or demand on our behalf without our prior written consent. blip shall have the right to conduct any litigation, with counsel of its choice, at your expense.

8. Monitoring

You acknowledge that blip or its designees reserves the right to, and may from time to time, monitor any and all activity or information transmitted or received through this Site. blip, in its sole discretion and without further notice to you, may (but is not obligated to) review, censor or prohibit any activity or the transmission or receipt of any information which blip in its sole discretion deems inappropriate or that violates any term or condition of this agreement. During monitoring, information may be examined, recorded, copied, and used for authorised purposes. Use of this Site, authorised or unauthorised, constitutes consent to such monitoring.

9. Provision of Data

In order to participate in the services offered at this Site, you must provide certain current, complete, and accurate information about you as prompted to do so by the registration form and maintain and update such registration information as required to keep such information current, complete and accurate. You warrant that such data is accurate and current, and that you are authorised to provide such data. If any registration data that you provide is untrue, inaccurate, not current or incomplete, blip retains the right, in its sole discretion, to suspend or terminate your account and rights to use the services. Registration data and certain other information about you is subject to our Privacy and Cookies Policy. Solely to enable blip to use information you supply us with, you grant to blip a non-exclusive licence to (i) convert such information into digital format such that it can be read, utilised and displayed by blip's computers or any other technology currently in existence or hereafter developed capable of utilising digital information, (ii) use, reproduce, modify, display, market, publish, distribute, and transmit the information in connection with operating, demonstrating, or marketing the Site or blip's services, and (iii) combine the information with other content provided by blip, in each case by any method or means or in any medium whether now known or hereafter devised. The foregoing licences shall include the right to grant sublicences to the users of the Site to print all or any portion of the information for internal business purposes. blip retains all ownership rights in and to any modifications, enhancements or other contributions made by or on behalf of blip to any information provided by you. Upon request by you, blip shall have up to seven (7) days to remove any of your information or proprietary names from the Site. Blip will only use the information in accordance with our Privacy and Cookies Policy and as contemplated by this agreement. Except as otherwise stated herein or under our Privacy and Cookies Policy, any material, information or other communication you transmit or post to this Site ("Communications") will be considered non-confidential and non-proprietary. blip will have no obligations with respect to the Communications. blip and its designees will be free to copy, store, process, modify, display, market, disclose, distribute, incorporate, transmit and otherwise use the Communications and all data, images, sounds, text, and other things embodied therein for any and all commercial or non-commercial purposes.

10. Termination

You agree that blip may, in its sole discretion, deny you access to the Site and disable any username and password associated with you for any reason, including, without limitation, if blip believes in its sole discretion that you have violated or acted inconsistently with the letter or spirit of this agreement. blip reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the services offered under this Site (or any part thereof) with or without notice. You agree that blip shall not be liable to you or to any third party for any modification, suspension or discontinuance of the services offered under this Site. Notwithstanding termination of this agreement, paragraphs 13 (Delivery of and Payment for Services), 5 (No Warranties), 6 (Limited Liability), 7 (Indemnity) and 11 (General) shall survive its termination and shall continue in full force and effect.

11. General

This Site is created and controlled by blip in the United Kingdom and the laws of England and Wales govern this agreement and you and blip agree to submit to the exclusive jurisdiction of the courts of England and Wales.

Any waiver of any right or provision of this agreement will be effective only if signed by blip and the failure of blip to exercise or enforce any term or condition shall not constitute a waiver of such right or provision.

If any provision of this agreement is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavour to give effect to the parties' intentions as reflected in the provision, and the other provisions of this agreement shall remain in full force and effect.

blip reserves the right to make changes to this Site and this agreement at any time.

blip reserves the right to refuse to list or to discontinue the listing of any services as it may choose in its sole discretion and without notice. Without limiting the generality of its right to exclude or discontinue the listing of services, blip may, in its sole discretion, exclude services from the Site if they are believed not to meet applicable industry standards or if blip receives complaints from users of the Site regarding listed services.

The rights and limitations in this agreement are for the benefit of blip and a person who is not a party to this agreement has no right under the Contracts (Rights of Third Parties) Act 1999 to enforce any term of this agreement.

You are not permitted to assign any of your rights under this agreement without the prior written consent of blip.

You may not issue press release or make any public statement regarding your use or participation in the Site without the prior written permission of blip.

You and blip are independent contractors, and no agency, partnership, joint venture, employee-employer or franchisor-franchisee relationship between you and blip is intended or created by this agreement.

12. blip's role in insurance transactions

For Insurance requests blip is involved with the transaction between you and the insurer and operates a "delegated authority" on behalf of the insurer and will administrator your policy. 

We are an Appointed Representative of Pro MGA Solutions who are regulated by the Financial Conduct Authority under reference 770419. Please refer to https://www.fca.org.uk/ for up-to-date details of the extent of our authority.

13. Delivery of and Payment for Services

You are responsible for paying amounts due the insurer and for accepting delivery of all services sold through the Site.

14. Your Password

You will receive a username and password upon completing the registration process. You are responsible for maintaining the confidentiality of the username and password and are fully responsible for all activities that occur under your username or password. You agree to (i) immediately notify blip of any unauthorised use of your username or password or any other breach of security, and (ii) ensure that you exit from your account at the end of each session.

15. Payment Details

Where blip takes your bank account/credit card payment details for the payment of financial services/insurance, we only do so with your authorisation. Wherever we do this, we use 128-bit encryption, as well as SSL certificates when transmitting payment data to our payment provider who is currently Stripe (for Debit and Credit Card payments), to protect your data. blip might change our payment providers to ones that we consider suitable at any time. blip will only use payment providers who comply with data protection legislation and hold your details in as secure a manner as possible.

blip do not hold your payment details directly on our systems, although we are able to securely reference these details directly with the payment provider.